SICOM

Individuals under 60 years of age at enrollment
(Acceptance of proposals may be subject to a satisfactory medical examination)

• Completed, signed and dated Proposal Form
• National Identity Card
• Recent Utility Bill (not more than 6 months old)

Can I pay my premium by instalments?
Payment by instalments are available depending on the annual premium

Is there any excess to be disbursed by member?
Yes, there is an excess of Rs10,000 for each hospitalisation
 
What is the eligible age to get insured under this health insurance?
The eligibility age between 0 days up to 59 years

Will I be eligible for tax benefits if I buy health insurance?
Yes. Buying a health insurance will earn you the eligibility to claim tax benefit.

What if I already have a health insurance policy, but I just want to increase my sum insured?
If you already have an insurance policy but want to extend your cover, you can do so at the time of policy renewal.

I have been recently diagnosed with a medical condition. Will I be allowed health insurance?
If you have already been diagnosed with a medical condition, it will be considered a pre-existing disease which will not be covered under the policy.

What are excluded in this medical policy?
As per terms in conditions stipulated in the Policy documents and any other pre-existing disease.

How do I proceed in case I need to be hospitalized?
Planned Admissions
Send the below details at least 48 hours before your admission to [email protected]

Name of Clinic/ Private Hospital
Date of Admission
Medical Report
Treatment Plan
Quotation (If Available)
 

Emergency Admissions
A family member or you should advise us as soon as possible on 203 8452.

 
Can I make a claim as soon as my medical policy is issued?
There are various waiting period depending on the nature of treatment, as mentioned in our quotation, however in case of Accident, no waiting period shall be applied.

What is the timeframe to submit a claim?
You have 90 days to submit a claim along with all required documents.